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Meet Our Team

Professional Health, Dental, Disability, Life, LTC Insurance Agents


At Nichols & Associates, we specialize in finding customized solutions to your insurance needs that optimize your benefits. We look at each client's unique situation and work closely with you to find solutions that will work for you now as well as in the future. Our customer service-oriented approach has helped us to develop lasting relationships that don't end when we start your policy.


Our highly trained staff is ready to help you throughout the life cycle of your policies and will always do anything we can to support your questions and ongoing needs. Our team constantly stays up-to-date on insurance laws and trends so you can always depend on us to provide accurate and informed answers.


To learn more about our staff, browse the profiles below for each of our team members.




For more information on Nichols & Associates of Bay County, contact us at 850.747.0288.




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Contact Info


Nichols & Associates of Bay County, Inc.

1229 Jenks Avenue

Panama City, Florida 32401


Phone 850.747.0288

Fax 850.747.1464






Insuring Lives. Enriching Futures.


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