850.747.0288 admin@bayinspc.com

 

INSURING LIVES. ENRICHING FUTURES.

 

 

Disability Insurance

Call Us Today to Get Your FREE Quote for Disability Insurance

 

If you become unable to receive income from work due to an injury or illness: 

 

How would you pay your mortgage?

Pay for grocery bills?

Make your car payment?

Save for retirement? 

 

 

 

Your income is a valuable asset and a financial foundation for you and your family. To ensure that you maintain your current lifestyle and protect your family's future, disability insurance provides a set income after an injury or illness occurs. Disability insurance is a form of insurance that insures that beneficiaries receive income against the risk that a disability will make working impossible. Disability insurance includes paid sick leave, short-term disability benefits, and long-term disability benefits. Make sure you protect your future and future income with disability insurance. 

 

There are two types of disability policies: Short-Term Disability (STD) and Long-Term Disability (LTD):

 

Short-Term Disability policies (STD) have a waiting period of 0 to 14 days with a maximum benefit period of no longer than two years. 

 

Long-Term Disability policies (LTD) have a waiting period of several weeks to several months with a maximum benefit period ranging from a few years to the rest of your life.

 

For more information on Disability Insurance, contact us at 850.747.0288.

 

 

 

Request A FREE Quote

 

     

 

 

Contact Info

 

Nichols & Associates of Bay County, Inc.

1229 Jenks Avenue

Panama City, Florida 32401

 

Phone 850.747.0288

Fax 850.747.1464

 

admin@bayinspc.com

 

 

 

Insuring Lives. Enriching Futures.

 

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