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Panama City's Premier Florida Health, Dental, Life, LTC, Insurance Agency


The mission of Nichols & Associates is to serve people by providing insurance coverage with integrity and honesty while keeping in mind the clients best interest. Our goal is to establish a successful partnership with our clients and exceed their expectations of price, service and expertise. We, at Nichols and Associates, are committed to providing the best possible insurance service available.


Our company offers many affordable insurance products to all: individuals, families, and businesses. We are licensed to provide Health insurance, Life insurance, Disability insurance, Supplemental Insurance (Cancer, Accident, Critical Care) and Dental insurance. Companies we carry include: Blue Cross Blue Shield of Florida, Ohio National, and United Concordia.



All the recent changes to health insurance had me unsure on the choice for my family. Matt at Nichols and Associates helped me find the best plan to meet my growing families' needs.


Amber, Lynn Haven


About Nichols & Associates



Our team is ready to assist you with your comprehensive insurance needs. We offer a full range of insurance products to include, Health, Dental, Disability, Life, LTC Insurance Agency in Panama City, Florida.






Contact Info


Nichols & Associates of Bay County, Inc.

1229 Jenks Avenue

Panama City, Florida 32401


Phone 850.747.0288

Fax 850.747.1464




Insuring Lives. Enriching Futures.


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